"Excellent local with super friendly staff and a great atmosphere"
The Red Lion, Frodsham

1. Introduction
365 Management Solutions Ltd ("365MSL", "we", "our", "us") is committed to protecting and respecting your privacy.
This Privacy Policy explains how we collect, use, store, share and protect personal information when you interact with us, use our services, visit our website, apply for employment or business opportunities, enter into agreements with us, or otherwise provide personal information.
We comply with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018 and other applicable data protection legislation.
2. Who We Are
Data Controller:
365 Management Solutions Ltd
Trading Address:
365 Management Solutions Ltd
Head Office
Widnes
Cheshire
WA8 0SZ
Data Protection Contact:
Steven Hawthorne
Managing Director
Email:steve@365msl.co.uk
For any questions regarding this Privacy Policy or your personal data, please contact us using the details above.
3. Information We Collect
We may collect and process the following categories of personal information:
Identity Information
Contact Information
Business Information
Financial Information
Employment and Recruitment Information
Technical Information
4. How We Use Personal Information
We may use personal information to:
5. Credit Reference and Affordability Checks
To help us assess applications, prevent fraud, and meet our legal and regulatory obligations, we may obtain information about you from credit reference agencies (CRAs).
We obtain this information via Creditsafe, which uses its data partner TransUnion to supply consumer credit and identity data.
Creditsafe Business Solutions Limitedis authorised and regulated by the Financial Conduct Authority.
FCA Firm Reference Number: 742313
TransUnion International UK Limitedis authorised and regulated by the Financial Conduct Authority.
FCA Firm Reference Number: 737740
The information we receive may include data relating to your identity, credit commitments, payment history and public record information.
This data is used solely for legitimate business purposes, including:
Further information about how Creditsafe and TransUnion process personal data can be found here:
Creditsafe Transparency Notice:
https://www.creditsafe.com/gb/en/legal/transparency-notice-customer-supplier.html
TransUnion Credit Reference Agency Information Notice (CRAIN):
https://www.transunion.co.uk/legal/privacy-centre/pc-credit-reference
TransUnion Bureau Privacy Notice:
https://www.transunion.co.uk/legal/privacy-centre/pc-bureau
6. Lawful Basis for Processing
We process personal information under one or more of the following lawful bases:
7. Sharing Personal Information
We may share information with:
We do not sell personal data to third parties.
8. International Data Transfers
We may transfer personal data to recipients or service providers located outside the United Kingdom and/or European Economic Area (EEA).
Where such transfers take place, we ensure appropriate safeguards are in place to protect personal data in accordance with applicable data protection laws.
These safeguards may include:
9. Data Security
We take appropriate technical and organisational measures to protect personal information, including:
Access to personal information is restricted to authorised personnel who require access for legitimate business purposes.
10. Provision of Personal Data
Is the provision of personal data statutory or contractual?
The provision of certain personal data is primarily contractual and, in some circumstances, required to meet legal and regulatory obligations.
Personal data may be required to:
What are the consequences of not providing personal data?
If you choose not to provide personal data requested by us:
Where information is requested solely for marketing purposes, providing such information is voluntary and consent may be withdrawn at any time.
11. Non-Automated Decision Making and Profiling
We may use automated systems and tools to support certain business processes, such as risk assessment, fraud prevention, affordability checks, identity verification and record management.
These tools may analyse personal data using predefined criteria or rules to generate indicators, scores or recommendations.
However, we do not make decisions that have a legal or similarly significant effect on individuals based solely on automated processing. Any such decisions are subject to meaningful human review.
The use of these tools may influence the speed or level of review applied to an application or request, but individuals will not be subject to automatic rejection or adverse decisions without human involvement.
12. Data Retention
We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, including satisfying legal, regulatory, accounting, taxation and contractual obligations.
Retention periods will vary depending upon the type of information held and the purpose for which it was collected.
13. Your Rights
Under UK GDPR, you may have the right to:
Requests should be made to:
steve@365msl.co.uk
14. Complaints
If you have concerns about how we process your personal information, please contact us first.
You also have the right to complain to the Information Commissioner's Office (ICO).
Information Commissioner's Office
https://ico.org.uk
15. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect legal, regulatory or operational changes.
The most recent version will always be available on our website and will show the date of the latest revision.
www.creditsafe.com